This issue explores the transformative role of Artificial Intelligence, Financial Technology, and digital payment systems in shaping India's economic future. It examines how emerging technologies are driving financial inclusion, consumer behaviour, and sustainable development toward Viksit Bharat 2047.
Cite this article: Ritu Sharma, & Prof. (Dr.) Hanuman Prasad Malonia. (2026). Digital Payments in India: Exploring the Convenience, Risks, and Strategies to Protect Users from Fraud. Pahal Horizon, An International Research Journal, 6(2), 1–10. https://doi.org/10.5281/zenodo.20578882
Cite this article: Dr. Kamna Dhawan, & Sangati Singh. (2026). Transformation of consumer behaviour towards digital payments in local small markets (with reference to Agra City). Pahal Horizon, An International Research Journal, 6(2), 11–30. https://doi.org/10.5281/zenodo.20584524
Cite this article: Soniya, & Prof. M.K. Shastri. (2026). Jam Trinity: A Study On Three Pillars Of Digital Financial Inclusion. Pahal Horizon, An International Research Journal, 6(2), 31–43. https://doi.org/10.5281/zenodo.20586572
Cite this article: Shweta Chaudhary, & Dr. Rohit Sinha. (2026). Trans-Inclusive Hr Policies: Perceptions Of Binary Employees In The It Sector. Pahal Horizon, An International Research Journal, 6(2), 44–58. https://doi.org/10.5281/zenodo.20584395
Cite this article: Prof. Namita Srivastava, Prof. Sanjay Jain, & Vishakha Chanchal. (2026). A Study on Online Shopping Behaviour, Safety Perceptions and Consumer Satisfaction. Pahal Horizon, An International Research Journal, 6(2), 59–78. https://doi.org/10.5281/zenodo.20583277
Cite this article: Preeti Jha, & Prof. M.K Shastri. (2026). Effectiveness of Digital Marketing for SMEs and Customer Satisfaction: A Study on Strategies, Challenges and Opportunities. Pahal Horizon, An International Research Journal, 6(2), 79–90. https://doi.org/10.5281/zenodo.20583756
Cite this article: Mridula Pandey, & Prof. (Dr.) Ravi Maheshwari. (2026). Understanding Neuromarketing: Applications, Limitations, and Ethical Consideration. Pahal Horizon, An International Research Journal, 6(2), 91–112. https://doi.org/10.5281/zenodo.20584308
Cite this article: Saumya Trivedi, & Prof. Kranti Singh. (2026). Creating Emotional Value in Digital Markets: An Exploratory Study of Experiential Marketing. Pahal Horizon, An International Research Journal, 6(2), 113–129. https://doi.org/10.5281/zenodo.20580427
Cite this article: Sandhya Mann. (2026). Innovative Approach in Teaching Microstrip Patch Antennas. Pahal Horizon, An International Research Journal, 6(2), 130–139. https://doi.org/10.5281/zenodo.20586605
Cite this article: Ms. Kashish Agarwal. (2026). Digital Literacy and Employability: How Digital Payment Systems (UPI, Wallets) Fuel E-Commerce Growth. Pahal Horizon, An International Research Journal, 6(2), 140–149. https://doi.org/10.5281/zenodo.20583556
Cite this article: Drishti Jain, & Dr. Anand Kumar Parashar. (2026). Consumer Perception of Artificial Intelligence and Its Impact on Online Shopping Behaviour. Pahal Horizon, An International Research Journal, 6(2), 150–165. https://doi.org/10.5281/zenodo.20582451
Cite this article: Dr. Y Satguru Roshan. (2026). Digital Transformation for a Developed India: The Role of Artificial Intelligence and Emerging Technologies in Achieving Viksit Bharat 2047. Pahal Horizon, An International Research Journal, 6(2), 166–186. https://doi.org/10.5281/zenodo.20583903
Cite this article: Dr. Neeraj Emmanuel Eusebius. (2026). The Evolving Role of Artificial Intelligence in Enhancing Data Privacy Compliance_A Case Study on GDPR and Emerging AI Regulations in Cyber Security. Pahal Horizon, An International Research Journal, 6(2), 187–204. https://doi.org/10.5281/zenodo.20629890
Cite this article: CA Ashmit Agarwal, & Dr. Meenakshi Chawla. (2026). AI, Blockchain and FinTech-Driven Credit Transformation for MSME Modernization in India. Pahal Horizon, An International Research Journal, 6(2), 205–212. https://doi.org/10.5281/zenodo.20629916
Cite this article: Ms Akrati Upadhyay, & Dr. Raju Thomas. (2026). Conceptual Role Of Artificial Intelligence In Vehicle Scrappage Policy In India: Perspectives And Sustainability Roadmap. Pahal Horizon, An International Research Journal, 6(2), 213–223. https://doi.org/10.5281/zenodo.20629948
Cite this article: प्रो. संजीव शर्मा. (2026). आर्टिफिशियल इंटेलिजेंस: बिजनेस मैनेजमेंट में एक वैचारिक प्रतिमान बदलाव. Pahal Horizon, An International Research Journal, 6(2), 224–226. https://doi.org/10.5281/zenodo.20629980
Cite this article: Dr. Kajol Verma, & Dr. Shivangi Paliwal. (2026). Time-Varying Market Integration Among Brics Stock Indices. Pahal Horizon, An International Research Journal, 6(2), 227–238. https://doi.org/10.5281/zenodo.21062216
Cite this article: Dr. Bejender Kumar Agarwal, & Akshay Srivastava. (2026). Mapping Research Trends in Virtual Teaching in Higher Education: A Bibliometric Review. Pahal Horizon, An International Research Journal, 6(2), 239–247. https://doi.org/10.5281/zenodo.21063258